模块化集中与中国金融现代化改革

Modularity Convergence And China's Financial Modernization Reform

金融模块化是中国金融现代化的一个思路。金融模块化包括模块化分解和模块化集中。本文从模块、模块化和模块化集中的介绍入手,论述了金融模块化集中及其对金融创新等方面的意义,在此基础上阐释金融模块化集中的三大战略选择:建立金融控股集团、构筑金融企业与其企业客户的外部战略联盟和构筑金融综合监管机制,然后论证在加入世贸组织以后,中国必须在金融领域加强市场的力量,通过金融模块化方法等金融创新手段实现中国金融现代化。

Financial modularity composed of module separation and module convergence is a direction of China's financial modernization. In this paper, the concepts of module, modularity and modularity convergence are introduced and the role of financial modularity convergence in promoting financial innovation is explained. With such knowledge, three strategic choices for financial modularity convergence is explored e.g. establishing financial majority-share holding groups; setting up external strategic alliance between financial firms and their enterprise clients and building financial a comprehensive supervision mechanism. Finally, it is concluded that after China's accession into WTO, China should enhance market strength in financial field and accomplish China's financial modernization via financial modularity and other innovative methods.