央行加息,城市商业银行面临新挑战——简论金融加速器效应在我国当前紧缩性货币政策条件下的表现

With the Central Bank increasing the interests, the urban commercial banks faces the new challenges——Brief discussions on the performance of financial accelerator effects under the current tightening monetary policy in China

中央银行采取紧缩性货币政策后,城市商业银行的整体不良资产率有所反弹,中小企业的资金供给状况趋紧,借助金融加速器理论来解释这种现象产生的机理,并提出了相应的解决对策。

After the Central Bank adopts the tightening monetary policy, the whole non-performing assets rate is rebounding to some extent and the fund supplies to the small and medium-sized enterprises become further tight. This article gives the explanations to the mechanism arising from this phenomenon and puts forward the corresponding countermeasures.