保险公司巨灾风险管理的新进展及其启示

The New Development and Its Implications of Insurer's CAT Risk Management Strategy

我国几乎每年都遭受巨灾事件的影响,国内各界人士已意识到建立巨灾保险制度的必要性。然而,建立巨灾保险制度是一个复杂的系统工程,在巨灾保险制度下,保险公司如何管理巨灾风险是摆在保险界面前的一个重大问题。本文分析了国外保险公司在此方面的新进展,并对我国的现实选择进行了分析。

Considering the negative impacts of CAT to China, specialists of different fields realize that it is necessary to build up our CAT insurance system, but how to manage the CAT Risk under such system is a critical problem because establishing CAT insurance system is a complex system engineering. This article analyzes the improvement on this issue of foreign insurance company and the practical choice of our country.