借鉴美日经验构建我国中小企业融资服务体系

Establishing the Financing Service System for Small and Medium-sized Enterprises in China by Assimilating the Experience of US and Japan

我国中小企业面临直接融资和间接融资的双重缺失,难以获得有效的金融支持,已成为制约其发展的瓶颈。借鉴美、日支持中小企业融资的经验,结合我国中小企业融资现状,从拓宽融资供给渠道、健全中小企业信用担保体系和完善中小企业融资法规三方面建设我国的中小企业融资服务体系。

Small and medium-sized enterprises (SME) in China confront the dual deficiency of direct financing and indirect financing channel, and acquire valid financing support arduously, which has become the bottle-neck of SME growth. To build up financing service system of SME needs to take measures in three aspects:to broaden supply of financing channel, to complete credit guarantee system and to perfect financing law and regulation with reference to the experience of supporting SME from US and Japan and according to financing reality of SME in China.