国有商业银行公司化治理的焦点问题与对策

Focus and Countermeasures about Corporate Governance of State-owned Commercial Banks

国有商业银行的公司化治理是国有银行商业化的关键,也是国有银行与国际接轨的必备条件。国有商业银行公司化治理的焦点问题主要是委托人缺位、代理人缺位、委托代理链条过长、信息披露机制不健全,其对策主要是“三会”分设、“三权”分开、有效制约、协调发展、改革“官本位”激励机制,实行组织扁平化和业务垂直化管理。

Corporate governance of state-owned commercial banks is not only the crux to make state-owned banks commercialize, but also an essential condition to connect state-owned banks with international banks. The focuses of corporate governance are that the client and deputy are absent; the course of commission agent is too long; the mechanism of throwing the daylight on the information is not healthy. Then the countermeasures are the separation of the three agents and power; reforming the officialism; carrying out all kinds of management.