跨国银行业并表监管原则探析

An Analysis on the Principle of Consolidated Supervision on Transnational Banks

银行业的国际化发展使得对国际银行及其分支机构的国际监管更加重要。并表监管原则创新性地确立了母国和东道国的监管责任及其合作关系,成为跨国银行监管的一项核心基本原则,许多国家也在国内立法中实行该原则。并表监管作为监管原则是非常复杂的,许多问题仍有待探讨。我国新近颁布的《外资银行并表监管管理办法》适应了我国入世后金融业即将全面开放的需要,具有重要意义。

With the internationalization of bank industry, it has become more and more important to strengthen supervision on international banks. The principle of consolidated supervision has initiatively defined the supervision responsibility and the cooperation relations between the mother state and the local state, and has thus become a basic principle for transnational bank supervision. Though this principle has been implemented by many countries in their domestic legislation, it is very complicated and needs further exploitation The Administration on Consolidated Supervision on Foreign Capital Banks, recently published, is of great significance since it meets the requirement of all-round open-up of China's finance industry after its entry into the WTO.