1Dr Y V Reddy. Public sector banks and the governance challenge the Indian experience, paper at the World Bank , International Monetary Fund ,and Brookings Institution Conference on Financial Sector Governance:The Role of the Public and Private Sectors,New York, 18 April 2002
2Dr Bimal Jalan. Strengthening Indian banking and finance-progress and prospects,Speech at the Bank Economists' Conference ,Bangalore ,27 December 2002
3Shri G P Muniappan. Management Challenges in Banking, Speech at the NIBM Annual Day Celebrations ,January 6,2003
