我国金融不良资产处置模式初探

Tentative Exploration on the Model of the Ways toHandle the Harmful Financial Assets in China

当前,困扰我国国有商业银行的一个重要问题是居高不下的金融不良资产。利用有效的机制与手段化解我国国有商业银行的不良资产,对于我国国有商业银行的改革和发展具有重大的现实意义。

Exploring the ways to handle the harmful financial assets in China is of great theoretical and immediate significance of the stateowned commercial banks in China at present and in the future to reform and develop the commercial banks in China. This essay explores the current situation of the harmful financial assets and offers a tentative exploration on the model of the ways to handle them in China.