如何充分发挥假远期信用证的融资功效

Using Buyer's Usance Credit for Fund Raising

作为一种灵活的融资工具,假远期信用证可以使出口商即期全额收款,可以使进口商先行提货而到期付款,也可以增加开证行和代付行的融资收益,所以假远期信用证是一种可以使多方受益的融资工具。在实务中,甄别假远期信用证的特性,研究假远期信用证的追索权问题,以规范假远期信用证的操作,是保证假远期信用证业务顺利进行的关键。

As a flexible credit facility, buyer＇s usance credit can enable exporters to receive full amount of export goods on sight basis, it can also enable importers to delivery goods immediately while effect payment on maturity date of the draft, in this transaction issuing bank and reimbursing bank will benefit from providing finance to importers. In practice, how to distinguish buyer＇s usance credit from real usance credit and make in-depth study on the issue of recourse under buyer＇s usance credit in an effort for standardizing buyer＇s usance credit is the key for smooth operation of this transaction.