论金融控股公司市场准入的监管

On Regulation of Market Entry of Financial Holding Company

金融控股公司市场准入监管是金融控股公司稳健安全运行的第一道防线。借鉴国外的相关立法,我国未来金融控股公司法应该从机构准入、业务准入、人员准入三个方面规定金融控股公司市场准入监管的内容;同时,在设计准入监管的具体内容时,立法者应注重在保障金融控股公司安全稳健运行和促进金融控股公司竞争之间达成平衡。

Market access regulation of financial holding company （FHC） is the first defense line of sound and safe operations for FHCs. Based on foreign legislation, it is suggested that regulation of FHC entry shall cover entry requirements with respect to institution, business, and personnel. In designing the proposed Chinese FHC law, legislator shall strike a balance between ensuring FHC soundness and safety and promoting competition in FHCs.