关于金融稳定与银行混业经营问题的思考

The Thinking on Financial Stability and Banldng Operation

金融稳定是经济稳定、国家安全的核心,而银行业的稳定可以说是整个金融业稳定的核心。银行业稳定的关键在于提高银行的盈利性、流动性、安全性,我国银行业在这三个方面的表现不容乐观。在混业经营已成为世界金融业发展的主流的背景下,混业经营模式的选择为我国银行业在WTO的背景下的发展提供了新的思路和契机。

Financial stabilityis the core of economic stability and state security, whereas, banking stability is the core of the whole finance stability. The key of banking stability is to improve bank＇ s profit capabilivy, mobility and security which are not optimistic in our country＇ s banking. When operation has become the mainstream of the world financial development, the choice of operation mode offers a new idea and pivot for China＇ s banking development under the background of WTO.