摘要
机会主义行为导致了国有商业银行的过度涉险、欺诈、贷款冲动以及信贷寻租,其影响和危害不仅造成了银行大面积的不良资产以及银行经营过程中严重的贫困化现象,严重影响了公众对金融市场和金融机构的信心。为此,尽快制定遏制国有商业银行机会主义行为的对策,并严格进行实施是当前一项重要任务。
The high frequency Opportunism behaviors have resulted in taking a excess risk, cheat, loan actuation, interior stealing and so on. These influences and endangerments not merely have caused large numbers of bad assets and the serious pauperization phenomenon in management of commercial banks, but also directly shaken public confidence to the financial market and financial institutions. Meanwhile, they have caused the financial circle greedy image.
出处
《财经科学》
CSSCI
北大核心
2005年第5期46-50,共5页
Finance & Economics
关键词
国有商业银行
机会主义行为
贫困化
State- owned commercial banks
Opportunism behavior
Pauperization
