住房按揭贷款的风险防范

The Risk Prevention for Housing Instalments

由于住房按揭贷款具有周期长、易受行业景气状况和其他因素影响等特点,随着贷款的增加,风险也在积聚,防范住房按揭贷款风险任务在加重。因此,要适度控制贷款规模和投放速度,严格遵照有关政策规定,规范发放有关贷款,避免增加风险,同时加强风险防范措施。

With the increasing loan and risks, the risk prevention for housing instalments must be paid more attention to because of the long period and easily-influenced features of housing instalments. Therefore, the loan amount and dispensing time should be controlled strictly with certain policy regulations and measures should be taken to prevent and risks by regulating loans and avoiding the additional risks.