绍兴房地产市场发展趋势与个人住房贷款风险防范

On the Developing Tendency of Shaoxing’s Real Estate Market and the Prevention of the Risk of the Individual House Loan

绍兴市房地产业呈现出高速发展的态势,逐渐成为国民经济新的增长点和消费热点。同时,房地产金融也随之快速发展,并对房地产业的发展发挥着举足轻重的作用。然而房地产业是一个高风险的行业,房地产金融在支撑房地产业迅速发展的同时,不可避免地承担了房地产业的高风险。介绍了近年来绍兴房地产市场的基本形势,阐述了可能引发的房地产金融风险,提出了应采取的相应措施。

the real estate business of Shaoxing City, which develops with higher speed, has gradually become the new growing point and hot consuming point of the national economy. And the real estate finance has also developed with higher speed and plays an important role in the development of the real estate business. However, the real estate business is the one with the higher risk. At the same time when the real estate finance, which support the rapid development of the real estate market, responds the higher risk of the real estate business. This paper introduces the basic situation of recent years＇ real estate market in Shaoxing City, expounds some real estate financial risk, and puts forward corresponding measures.