浅析农村信用社依法收贷的难点与对策——以陕西省陇县农信社为例

Simply Analysis of Difficult Point and Countermeasure of the Rural Loan in Accordance with the Law

农村信用社一直是支持农村经济发展的主要金融力量,然而近年许多农信社不良贷款居高不下。笔者以陕西陇县农信社为例,提出农信社应抓住改革机遇,采取各种措施,加快依法收贷的步伐,加强依法收贷的力度,努力盘活不良贷款,实现良性、稳健经营,为支持”三农”做出更大的贡献。

The rural credit office has been the main financial strength of supporting the development of rural economy all the time, but society＇s non-performing loan of a lot of agricultural letters remains high in recent years. The rural credit office of Longxian County of Shanxi was taken as an example, author proposed the agricultural letter society should catch the opportunity of reforming, apply various kinds of measures, quicken the steps of charging the loan in accordance with the law, make great efforts to vitalize the non-performing loan and make greater contribution to support “ Three-agriculture ”.