金融中介稀缺、信息不对称与民营企业融资困境

Financial Intermediary Scarce,Information Asymmetrical and Financing Difficulty of Private Enterprise

目前,我国民营企业对国民经济发展的贡献率和其获得的金融资源极不相称,金融市场制度存在明显的功能缺位,民营企业难以获得与国有企业同等的融资待遇。民营企业在融资过程中面临的主要问题是信息不对称,而之所以产生信息不对称问题,一个重要的原因是金融中介的稀缺。建议加大建立健全金融中介的步伐,减少信息不对称,推动民营企业走出融资困境。

At present, in China, private enterprises do much for the development of national economy, but the financial resources which they can obtain are not symmetric. Chinese money market system has obvious functional vacancy, and the private enterprises cannot obtain the same opportunity as the state-owned enterprise in financing. This article regards that the key reason lies in the information asymmetrical, which is due to the scarce of financial intermediary. The article suggests that in order to solve the problems of private enterprises＇ financing difficulty, we should quicken the step to establish finance intermediary, reduces information asymmetrical.