试析我国保险业资产负债管理模式的选择及体系构建

Analyzing on the Model Choice and the Organization Constructing of the Assets and Liabilities Management in Chinese Insurance Industry

资产负债管理有两种模式,基于我国资本市场和保险业内部管理等方面现状,本文认为现阶段我国保险企业适宜采用资产主导型的资产负债管理模式。同时,本文还对我国保险企业资产负债管理组织体系的构建提出了相关建议。

There are two models for assets and liabilities management, Viewing from the current situation of the capital market and the insurance industry management in China, this thesis believes that the model of as.ets and liabilities management, which t he insurance companies in our country ,should adopt, is the assets leading management model. In addition, the thesis also provides .some suggestions for constructing the organizational framework of assets and liabilities management for Chinese insurance companies.