摘要
金融机构各项存款大大超过了各项贷款的数量,存差越来越高。通过对存差的涵义、性质、形成原因、发展趋势等方面的分析,论证了存差并不表明资金在金融机构的闲置,相反具有不少积极作用,存差的出现是金融体制改革的必然产物,今后仍有进一步扩大的趋势和空间。
Deposit is greatly exceeded loan in financial institution, the balance is increased more and more. This paper demonstrates that the existence of balance does not turn out the capital is in invalid, but quite the reverse,it has active function. The emergence of balance is a necessary result with the innovation of the financial instiution. It also has its expanding space and trends.
出处
《兰州工业高等专科学校学报》
2005年第3期63-67,共5页
Journal of Lanzhou Higher Polytechnical College
关键词
存差
原因分析
发展趋势
balance
reason analysis
developing trend
