实施保险投资分类管理——聚类分析在保险投资管理中的应用

Classified Management of Insurance Investment

我国保险业的发展带来了保险投资业务的发展。然而我国对保险投资业务的管理一直以来都是产寿险不分、公司规模与收益不分,采取同一的投资比例控制,这种方式不利于保险业的发展。在保险投资中应该根据产、寿险分别对待,不同类别公司区别对待,对保险投资比例实行分类管理,以提高保险投资的效率。

The development of the insurance in our country brings the development of the insurance investment. However, there are some unreasonable places in the management of insurance investment. It is unfavorable for the development of the insurance. This paper puts forward some suggestions to improve the efficiency of insurance investment.