商业银行盈利模式与不良资产的相关性分析

An analysis of interrelation of commercial bank profit model and non-performing assets

本文主要从银行存贷款业务、中间业务的角度分析银行业务种类对银行利润的贡献度以及对不良贷款的影响.在分析结论的基础上对银行发展中间业务提出具体的建议.

In this paper,we analyze the service of the bank provide,bank loans, deposits business and intermediate business,which impact the profit and non-performing assets.So we made concrete suggestion to the development intermediate business of the bank and to reduce the proportion of the non-performing assets on the basis of the conclusion.