消费均衡的跨期分析

Inter-temporal Analysis on Consumption Balance

消费者在进行跨期消费时,为实现效用最大化,应该对本期消费品价格、未来消费品的预期价格、本期拥有的财富、未来拥有的财富、银行利率以及对未来消费所能带来的效用的主观评价这些因素进行综合考虑。

When consumption expends in two periods,i, e. when inter-temporal consumption exists, consumers need to take the following factors into consideration to maximize the utility： price of consumption in the current period, expected price of consumption in the post period, possessed assets in the current and post period, interest rate as well as the subjective estimation of the benefit of future consumption in comparison with present consumption.