谈谈规范在建工程抵押评估的几个问题

Talking about Some Problems about the Standardization of the Mortgage Appraisals of the Construction in Progress

在建工程抵押已成为房地产开发商融资的主要手段。但在此过程中经常遇到客户要求把房地产价值评估得高些以及开发商提供不真实的规划资料等问题,致使在建工程抵押评估差异较大。从在建工程抵押评估的实际情况分析出发,就规范在建工程抵押评估,使在建工程抵押评估做到独立、公开、公正提出了3条对策,这将有益于使企业和个人融资纳入健康、合法的轨道。

The mortgage of the construction in progress has become the main means for financing of real estate developers. Because of the variance of mortgage appraisals of construction in progress, actually we often encounter problems such as the high demand from clients and files offered by the developers were not true.This paper gives three countermeasures for standardizing the mortgage appraisals of construction in progress and making the mortgage appraisals of construction in progress independent, external and equitable based on the actual situation concerning mortgage appraisals of construction in progress, which will be beneficial to making the financing of the enterprise and individuals go on the healthy and legal way.