论省联社行业管理下的农信社法人治理

On the RCCU' s Governance under the Provincial RCCU' s Industry Management

本文针对省联社体制下行业管理与法人治理的现实矛盾,从内部人控制和外部人干预的角度提出行业管理的治理结构意义。文章提出了初始条件论、社会风险论、双重委托论和发展趋势论,认为行业管理是优化当前信用社法人治理的基本途径,其基本职能在于激励内部人以及对外部人实现反干预,由此促进信用社的健康、稳健运行,因而是兼具金融政治经济学意义和产权意义的制度安排。

This paper shows the significance of provincial RCCU＇s industry management on corporate governance, through analysis on initial condition, social risk, principal - agent relatioh and development trend. It is proved that industrial management may simultaneously control insiders and anti outsider＇s intervention.