商业银行规避经营风险的法律思考

Think about How Commercial Banks Avert Operational Risk from the Angle of Law

经营风险问题是我国商业银行面临的一个突出问题。随着我国金融市场化、国际化进程的加快,银行业竞争的加剧,影响我国商业银行稳定和安全的因素越来越多。运用法律手段防范和化解商业银行风险成为一个重要手段和根本措施。无论防范可能的风险,还是化解已经发现的问题,都会遇到许多法律问题,因而,有必要从法律的视野来研究防范和化解商业银行的风险问题。

Operational risk is one of the universal issues confronting our commercial banks. As China finance speeds up its pace of marketization ＆ internationalization and the competition in banking industry is getting sharper, there are more factors impacting the stability and safety of our commercial banks. In view of this, in has become the fundamental measure for commercial banks to prevent and defuse financial risks by means of law. Since our commercial banks encounter many legal issues regardless of preventing the possible risks or defusing the present risks, it is imperative for us to study how to prevent and defuse risks facing commercial banks from the perspective of law.