健全存款保险基金运行机制的几个问题

Question about Improvement of Deposit Insurance Fund Operating Mechanism

存款保险制度是银行“安全网”的重要组成部分,而存款保险制度有效运行的核心内容是存款保险基金的有效运行。本文具体研究了我国存款保险基金的设立模式选择、存款保险基金的规模水平确定、存款保险的费率厘定基础和保费计收方式选择以及存款保险基金的管理运营等几个主要问题。

Deposit insurance system is a very important part of bank＇s safety net, and the main core of the deposit insurance system operation is deposit insurance fund operation. Here, this paper studies the found model choices, scale level, pricing basement and collecting model choices of deposit insurance fund, and deposit insurance fund management.