我国中小企业信用担保体系的构建与运作探析

Analysis on the construction enterprises of credit guaranty system and its running forsmall and medium- sized enterprises in China of our country

在市场经济下,指望大银行降低条件为中小企业提供融资方面的支持是不现实的,为其融资建立信用担保机制就成为必然的选择,这种机制包涵了中小企业信用担保体系的构成及运作方式等。

In market economy, it is unpractical to count on big banks to reduce its qualification to provide finance support for small and medium-sized enterprises.To construct a creditguaranty mechanism for the financing of the small and medium-sized enterprises is a certain choice, it includes the small and medium-sized enterprises credit guaranty system＇ s construction and run ning mode ,etc.