确立自然人破产制度对构建个人信用体系的意义

The Meaning of Natural Person Bankruptcy in the Establishment of Personal Credit System

经济和社会的发展离不开信用,在完善信用体系尤其是个人信用体系的法制建设中,自然人破产制度发挥着平衡利益、化解矛盾、促进信用发展和维护社会秩序的重要作用。建立自然人破产制度是完善市场经济体制的必然选择。

Credit is indispensable with the development of economy and society. During the process of the establishment of personal credit system,natural person bankruptcy system is playing a very important role in balancing interests,resolving conflicts,promoting the development of credit system and protecting the social security. It is necessary to establish natural person bankruptcy system to perfect the market economy ,and establish natural person bankruptcy system in bankruptcy law.