浅论开展我国银行保险的深层次合作

Discussion on Developing the Deep-level Cooperation in Chinese Banking Insurance

银行保险作为保险公司和银行相互渗透和融合的一种方式,在社会和经济的发展、金融自由化和银行保险公司谋求共同利益的推动作用下,逐步深入。虽然我国的银行保险已成为我国保险销售的又一重要渠道,但是我国的银行保险的发展还存在很多制约因素,应在政策上给予必要的支持,使其不断地创新,取得更深层次的发展。

Being as a mode of the mutual infiltrating and merging between the insurance companies and the banks, the banking insurance is more and more profound under the promoting functions coming from the social and economic development, the financial liberalization, and the common interest of the banks and the insurance companies. Although the banking insurance has become another important channel of our country＇s insurance selling, there are still many restricting factors for the development of our country＇s banking insurance that needs the supports in the policies for the continuous innovation and deep-level development.