功能观视角下的金融发展理论及其延伸

Financial Development under Function angle of View Very Prolongation

金融发展理论是对金融与经济关系的经济学解释,而金融与经济关系的本质就在于金融功能,所以,阐释金融发展理论要以金融功能为基础。一方面,对功能的研究可以有更大的客观性,也更接近于研究金融发展与经济发展的最终目的,即发展金融以发展经济;另一方面,金融功能因自身的自动与扣除的净结果而具有相对准确性,所以从功能角度研究金融发展理论具有特殊优势。金融功能要依附一定的载体,金融产业依靠对于金融功能承载的"双重效率改进"而成为金融功能的核心载体。从而,基于金融产业的演进,金融发展有了新含义。

Financial development is the explanation on the relation of finance and economy. It is the function that the essence of relation of finance and economy. Therefore, we must base on the financial function to explain the financial development. On the one hand, the study based on function has more objectivity than the others. And it is more close to the final aim, namely developing finance in order to develop the economy. On the other hand, financial function has comparatively veracity because it is the net result based on its automatism and deduction. Therefore, it has the advantage especially that the study on the financial development from function angle of view. Financial function must adhere to the definite carrier. Financial industry became the core carrier of the financial function for its double amelioration of efficiency. Thereby, the financial development has a new meanings based on the evolution of the financial industry.