对商业银行中间业务风险的研究与探索

Study on Intermediate Business in Commercial Banks

相对于资产负债业务而言,商业银行中间业务风险较低,但收益与风险是始终相伴随的,中间业务在给商业银行带来可观收益的同时也带来了风险。因此,商业银行在开发中间业务时,必须坚持业务拓展与风险防范并重的原则,加强对中间业务的内部管理和风险控制,建立完善中间业务的风险管理系统。

Comparing with assets and liabilities business, intermediate business has fewer risks. But since gains and risks always go together, intermediate business brings reasonable yield along with risks. So commercial banks when developing intermediate business have to attach equal importance to business developing and risk precaution as well as strengthen the internal management and risk control in order to perfect risk management system.