利率市场化要求建立全方位的银行风险管理模式

利率市场化作为我国迈向市场经济的重要标志之一,不仅意味着我国金融机构自身的经营管理风险水平提高,同时也增加了所有其它行业发展的不稳定因素,从而使得最终积聚在银行的风险更复杂而突出。因此,我国商业银行的风险管理任务很重,必须不断深化银行改革,建立全面风险管理模式。

Interest rate marketization acts as one of the important signs of market economy in our country, not only means managing the risk level and rising of oneself of financial institution of our country, increasing the destabilizing factor of all other trade development at the same time, thus make the risk gathered in the bank finally more complicated and more outstanding. So, the risk management role of the commercial bank of our country is very heavy, must deepen the reform of the bank constantly, and set up the management mode of overall risk.