关于农业政策性银行职能定位的思考

On the Re-positioning of Agricultural Policy-oriented Finance

农业政策性金融,其主要是农业发展银行肩负着政策性支农的重任,在国家的宏观调控中发挥着重要作用。农业政策性银行(简称农发行)要在构建农业特别是粮棉油产业投入稳定增长的机制的同时,使“三农”特别是粮食增产和农民增收以及粮棉油产业化经营得到更稳定的资金支持。农业发展银行应围绕大粮食大产业,努力办成支持粮棉油产业发展的银行。要实现这种定位,农发行必须在着力经营有效资产的基础上,创新信贷管理方式,把营销的出发点和归宿放在逐步建立优质稳定的客户群体上,强化与中央银行和国家财政的关系,构建完善的业务发展支撑体系。

The main idea in this paper focuses on fund support on agriculture, farmer and countryside, including increases in corn and farmer income, as well as special operation of industries of corn, cotton and edible oil through setting up the mechanism of investment in agriculture, specially in the industries of corn and edible oil. According to the main idea above, the following topic of steady development of business in agriculture policy banks is also discussed, making ADBC （agricultural development bank of china） become bank in industries of corn, cotton and edible oila, managing efficient assets, cultivating fine clients, linking up external relationship.