建立社会保障资金投资收益保障机制

Establishing Profit Insuring Mechanism of Social Security Investment

社会保障是市场经济失衡的分配关系的补充,社保资金是广大民众的养老钱和活命钱。为保证社会保障投资能稳定地获得资本收入,必须建立社保资金投资利润保障机制,其目的就是要消除社保资金投资的风险因素。一般可以通过容许社保资金优先购买国债、使之优先参与银行间的资金拆借和把垄断行业开辟为社保资金的无风险投资等措施,使社保资金能够稳定地获得资本收入,最终为社保资金投资建立有效的收益保障机制。

Social security fund is citizen's most important income resource in maintaining daily life.In order to obtain sta- ble capital income,the society must provide an income protecting mechanism which ensures social security fund of a fixed profit.The purpose of establishing a profit-secure mechanism of social security fund is to anni- hilate the uncertainty of social security fund resulting from its commercial operation.Generally speaking,pur- chasing state debt,short period capital loaning and non-risk investment at monopolized industry can guarantee social security fund a stable profit,and thus establish a capital income protecting mechanism for social security funds.