摘要
利用微观经济学研究方法从理论和实践角度分析了我国银行理财业务供给与需求情况,探究了我国银行理财业务目前存在的主要问题及其原因,并在借鉴西方国家商业银行成功经验的基础上,提出若干积极拓展符合我国国情的银行理财业务的对策及建议。
The paper attempts to analyze the demands and supplies of financing businesses in Chinese banking industry by way of microeconomic research methods. It firstly researches on the major problems and their reasons facing financing businesses in Chinese banking in- dustry, and then we provide some feasible ideas on the base of successful experiences from commercial banks in western countries.
基金
辽宁省社会科学基金资助项目(L03CGJ002)
关键词
理财市场
金融供给与需求
实证研究
financing market
financial demands and supplies
positive research