摘要
外资银行进入到东道国,可以提高当地银行业的经营效率,促使其通过各种各样金融创新业务来提高其竞争能力。就我国的实际情况来看,外资银行进入我国银行业市场,虽在短期内会带来额外的重要竞争,也许会造成某种程度上的金融风险,但从长期来看对我国银行业整体素质的提高、对银行业产权结构和市场结构的调整将产生积极作用。国外金融机构及其业务进入,将为我国银行业提供难得的参照体系和竞争对象,起到示范、激励和交流的作用。
Foreign-funded banks' entry of home country can improve operation effeiciency of local banks, promoting them to improve competition ability by meanss of various financial innovation. Considering the reality of China, foreign-funded banks' entry will bring excessive, important competition in a short time, and also bring about financial risks to some extent. But seen from the long-run, it will have positive role in improving the whole quality of China' s banking industry, and adjusting banking equity structure and market structure. Foreign financial institutions and their businesses will give us a precious reference system and a competition object, playing the role of a model, incentive, and communication.
出处
《河南金融管理干部学院学报》
2005年第6期33-38,共6页
Journal of Henan College of Financial Management Cadres
关键词
外资银行
银行业效率
金融稳定
foreign-funded banks
banking effeciency
fianncial stability