浙江省城乡居民储蓄存款实证分析

Demonstration Analysis on Zhejiang Province Urban and Rural Residents Savings

文章运用计量经济学回归分析的方法,对影响浙江省城乡居民储蓄存款的因素进行实证分析,得出收入增长和居民固有的储蓄习惯是居民储蓄存款增长的主要因素,而利率和通货膨胀对居民储蓄行为影响不大,并对未来浙江省城乡居民储蓄存款作出初步预测。

Uses metrology regression method to analyze some factors that influence urban and rural residents savings, and gets the conclusion that income increase and residents＇ intrinsic saving habits are the main factors of the growth of savings , interests and inflation have small influence on residents＇ savings. In the end, the saving amount of Zhejiang Province in the next years is predicted.