灵活就业人员医疗保险现状调查分析

Investigation and analysis of health insurance of flexible employee

本文对西安、宝鸡、咸阳三市的灵活就业人员参加医疗保险的情况进行了抽样调查和分析,发现陕西省灵活就业人员年龄较轻,健康状况较好,具有较强的参保意愿。但其工作不稳定、收入偏低,医保政策宣传不到位、对医保服务不满意等因素影响了现实参保率。因此提出了应加大灵活就业人员参保政策的宣传力度、参保政策设计要灵活等建议。

Sampling Xi＇ an, Baoji and Xianyang, this paper investigates and analyzes the health insurance of flexible employee, which shows that those young people in good health are willing to participate insurance. But the real rate of insurance is influenced by the factors, such as instable work, low income, poor propaganda and low satisfaction to health insurance, So this paper suggests that the propaganda should be strengthened and the policy of insurance should be devised flexibly.