银行业对外直接投资的政治风险及规避

On the Political Risks of External Investment of Banks and Solutions

银行是经营特殊商品——货币和货币资金的特殊企业,它所从事的是金融资产、金融负债和金融服务业务。银行经营对象和经营业务的特殊性以及高负债性决定了其外部性最大,对整个社会经济的影响要远远大于任何一般的企业,对政治风险也更加敏感。防范银行业对外直接投资的政治风险应深入分析东道国的类别和投资环境,与东道国签订保证协定,建立政治风险预警和处置机制,重点防范和化解政局变动带来的政治风险。

Banks are special enterprises which run special goods-money and capital. Banks undertake financial assets, financial liabilities and financial services. The characteristics of operational objects and contents and high ratio of liability produce high externality to banks. Therefore banks will have greater effect on our society than other enterprises and are particularly sensitive to political risks. In order to guarantee the political risks of investment, the following countermeasures should be taken： analyzing the types and investment environment of host countries, signing an agreement with host countries, establishing warning and handling svstems of political risks, in order to guarantee and solve risks of nolitical turbulance.