加强保险诚信建设 服务构建和谐社会

Enhancing Insurance Sector＇s Credibility and Serving Construction of a Harmonious Society

加强保险诚信建设，对于服务和谐社会具有重要而深远的意义。诚信是保险业的生命线，保险诚信是整个社会诚信的重要组成部分，保险诚信的打造需要和谐的社会生态环境。针对当前我国保险行业暴露出来的诚信困境，中资保险公司要在加强保险诚信建设，服务构建和谐社会中，承担不辱历史使命的重任。要构建保险公司诚信文化，加强保险公司诚信治理结构建设，加快保险公司诚信维护制度建设，构筑保险公司诚信的信息载体，强化保险公司内部失信惩戒机制，确立理性竞争的经营理念，共建竞争合作的市场环境。

Creditability enhancement of the insurance industry will have important and far-reaching significance for serving the harmonious society. Creditability is the lifeline of the insurance industry, and creditability of the life sector is an important component of social creditability, indispensable to a harmonious social ecological environment. Given the creditability crisis faced by the insurance sector, Chinese insurers should undertake the weighty historical task of upholding its social creditability and serving China＇s endeavor to form a harmonious society. For this purpose, they should cultivate a credibility culture, enhance its credibility corporate governance structure, accelerate establishment of credibility maintenance system, create a carrier framework of information on insurer credibility, strengthen the penalty system for loss of credibility and establish rational competition concept,in order to joindy cultivate a market environment with both competition and cooperation.