论海上保险的近因原则

On the Principle of Proximate Cause for Marine Insurance

近因原则是处理海上保险案件的基本原则之一,我国立法尚未明确规定,在理解上及实践中容易引起混乱。从明确近因的概念入手,探讨近因原则在海上保险实践中的具体应用,建议完善我国保险立法。

Principle of proximate cause is fundamental in dealing with the marine insurance cases. It has not been prescribted apparently in our state- run laws, which can make confusions for the comprehension and the practice in insurance. This paper explicates the concept of proximate cause; analyzes its concrete application in the practice; and gives some advice for perfecting our insurance legislation.