对国有商业银行股改引进外资的几点认识

Thoughts on Introducing Foreign Funds to State-owned Commercial Banks' Stock Reform

是否是战略投资者,取决于商业银行股改后对投资者的回报;与其说外资看好中国金融市场,不如说是看好中国现行的金融制度;实现股份制改造,实质上是还权于企业,让民主和法制成为机制;中国银行业在世界银行业中处于弱势,要“走出去”,必须寻求合作;引进外资能改善治理结构,现阶段要建立约束“第一把手”的机制,要下决心实现“政企分离”;影响金融安全的首要因素是经济周期。

Whether they are strategic investors depends on the returns to investors after commercial banks＇ Stock reform. Foreign investors are more interested in China＇s existing financial system than in financial markets. Tne nature of stock reform is to return controls to the enterprises, letting democracy and law become system. Chinese banking industry maintain a weak position in the world banking industry. If they are to“go out”, they must seek cooperation. Introducing foreign funds can improve cooperate govenmance. At present, the mechanism to restrict “Boss No. 1” must be set up, and the separation of politics and enterprise should be achieved. What＇s morn, the primary factor affecting financial safety is business cycle.