中国农贷市场的演化博弈分析

The Evolutionary Game Analysis on Agricultural Credit Market in China

本文运用演化博弈模型分析了我国农贷市场的演化趋势,给出了不同条件下农贷市场中农村信用社和农户的演化稳定策略。在此基础上,进一步分析影响演化稳定策略的因素,并据此提出使我国农贷市场朝着规范合理的方向发展的对策和建议。

This paper analyses the evolutionary trend of agricultural credit market by using evolutionary game model, and obtains the evolutionary stable strategies （ESS） for rural credit cooperatives and households of farmers under different circumstances. On this basis, the study probes into factors impacting on the evolutionary stable strategies and offers proposals for the rational development of agricultural credit market.