摘要
我国自改革开放以来随着国民经济的发展,居民储蓄一直高速增长,尤其是进入90年代以来更为明显,但同时国民经济中出现了消费和投资不足,庞大的储蓄不能转化为投资使我国经济隐藏着巨大的风险。针对这个情况,央行从1996年起八次降息。本文利用经济统计数据实证降息对储蓄转化投资的作用,并分析其原因提出政策建议。
The deposit has been increasing with the development of national economy in the reform and opening period. This causes the deficiency of consumption and investment. The vast amount of saving money holds great danger if it can not transformed to investment. The Central Bank has descended the interest 8 times since 1996 aiming to this situation. The thesis analyzes the reasons and gives suggestion.
出处
《广西政法管理干部学院学报》
2006年第1期115-117,共3页
Journal of Guangxi Administrative Cadre Institute of Politics and Law
关键词
降息
居民储蓄
银行信贷
interest descent
saving
investment
