摘要
首先通过建立模型研究银行风险行为的二阶段特性，强调了对资本监管的重要性；然后考虑到信息不对称的存在，提出了监管误差的概念，并分析了监管误差对产生金融风险的影响；最后分析了资本充足要求对弥补监管误差所起的作用，从而得出资本充足性要求是有效的结论．
A two - phrase model is established to study the features of bank＇ s risk - behaviors, showing the importance of capital supervision. Then considering the dissymmetry of information, we put forth the concept of supervision errors and analyze their effects on financial risks. Finally, we discuss the functions of capital adequacy requirements in redressing supervision errors and prove that capital adequacy requirements are effective.
出处
《绍兴文理学院学报（自然科学版）》
2005年第4期67-71,共5页
Journal of Shaoxing College of Arts and Sciences
关键词
金融监管
资本充足
监管误差
financial supervision
capital adequacy requirement
supervision error
