解决中小企业融资难的“四维融资体系”构建

The Building of "4D Financing System" for SMEs

一直以来,中小企业融资难是制约中小企业发展的“瓶颈”,中小企业融资难的原因是多方面的,既有金融体系、政府方面的原因,也有中小企业自身和制度方面的原因。根据目前中小企业融资运行的实际情况,必须从制度、政府、中小企业自身和金融体系四个方面来加强认识,以期对解决中小企业融资困难有所帮助。

SMEs often meet the financing “bottleneck” in their development. It is caused by many reasons including those of financing system, government as well as the mechanism and system of their own. Considering the current financing conditions of SMEs, the paper presents a 4D solution covering system, government, SMEs and financing system.