论银行依赖债权对上市公司的监督约束

公司治理水平的高低,不仅关系到股东的切身利益,而且对相关利益者特别是最大债权人银行利益影响颇巨。因此,在公司治理的参与过程中,银行的地位和作用不是可有可无的。相反,银行依赖其对上市公司的债权(即贷款等)对上市公司发挥债务监督约束作用,提高公司治理水平。我国银行对公司治理的参与度不高,没有充分发挥其中心债权人的监督约束作用。针对这个问题,本文对如何加强银行依赖债权对上市公司的监督约束,提出了相应的对策和措施。

The level of corporate governance not only gets in touch with the benefits of stockholders, but also influences the benefits of stakeholders, specially the biggest creditors,banks at large scale. Therefore, in the participation in corporate governance, banks＇ position and action are essential. On the contrary, banks can give play to action of liability supervision and restraint to listed companies depending on their creditors＇ right （namely loan） so as to raise the level of corporate governance. The degree of banks＇ particulation in corporate governance is not high in China and banks don＇t give free rein to central creditors＇ action of supervision and restraint. For the problem, the article puts forward to corresponding countermoves and measures on strengthening banks＇ supervision and restraint to listed companies depending on creditors＇ right of banks.