民营银行发展的重要之源:城市商业银行民营化

An Important Source to Develop Private Banks:Privatization of City Commercial Banks

在中国经济高速增长的同时,经济与金融结构都在发生巨大的变化。金融市场的竞争、金融体系的完善都迫切需求开放和发展民营银行。另一方面,在新的经济形势下,众多城市商业银行原有的模式已不适应其发展,银行问题突出,改革势在必行。而民营化改革因为其独特的优点应成为城市商业银行较好的改革途径,这同时又为民营银行发展创造了条件。因此,发展民营银行的一个重要之源便是城市商业银行民营化,与此同时,做好民营化改革相应的配套工作也是极为必要的。

In our country, with the great growth of the economy, the structures of the economy and finance have been changing a lot.Private banks are asked eagerly to develop in order that we could intensify the competition in financial market and perfect the financial system and so on. On the other hand, within new economic situations,the former systems of many city commercial banks cannot work well with them any longer. There are sever problems in the banks and there will certainly be a reform to them. And the reform of privatization should be right the one to city commercial banks because of its own advantages,which meanwhile serve for the development of private banks.Thus,an important source to develop private banks is the privatization of city commercial banks. At the same time, it＇s quite necessary to get the work related to the reform of privatization well done.