运用本量利分析法 加强银行经营管理

Using of Cost Volume Profit Analysis to Strengthen the Operation and Management of Banks

运用本量利分析法,可以测定银行业务经营规模要达到什么水平才能保本,预测一定的业务量能够获得多少利润,实现一定的利润目标需要多大的业务量来保证,以及如何设立与调整撤并分支机构才能获得更大的经济效益等问题,对于提高银行经营管理水平具有十分重要的意义和作用。

Cost Volume Profit Analysis method can be used to measure the operation scale bank business has to reach so as to break even, to estimate the profit of a certain business volume, to realize the business volume to guarantee to achieve certain profit objective, to solve the problem of how to establish and adjust branch organs so as to achieve greater economic benefits. It is of vital significance to and effect on the improvement of the operating and managing standard of banks.