商业银行经营管理的核心技术——风险调整绩效度量

RAPMThe Core Technique of the Commercial Bank's Management——risk Adjusted Performance Measurement RAPM

本文从风险调整绩效度量(RAPM)的思想出发,对RAROC作了较深入的研究,分析了RAROC在商业银行管理中的战略地位和局限性,并思考了RAROC对我国商业银行经营管理的启示。

In the beginning of the paper,I discuss the thought of the risk adjusted performance measurement （RAPM）, then i study deeply the RAROC and analyze the strategic position and limitation of the RAROC in the commercial bank＇s management. At the end,I give some suggestions to the RAROC for the management of our country commercial bank.