中国银行业规模经济与范围经济比较

Compare Scale Economy with Scope economy in Chinese Banking

规模经济与范围经济是现代银行业发展的基本条件，不同规模银行的规模经济和范围经济的比较表明，中国银行业的规模经济和范围经济受到市场结构、经济制度和金融管理体制等多重影响，存在规模经济倾向和范围不经济等现象。中国银行业应充分发挥规模经济优势，进而提高整体效率。更好地为经济建设服务。

Scale economy and scope diseconomy are the precondition of modem banking industry. In this paper,the author analyzed different scale banks of scale economy and scope economy. We think that the scale economy and scope economy of Chinese banking are affected by factors such as market structure, economy system, financial management system, and soon on. We found that there are the trend of economy scale and diseconomy of scope in the Chinese banking.